KuberzoKuberzo

Asset Management
Companies

Partnering with India's leading AMCs to build long-term wealth.

Mutual Fund Guide

Asset Management Companies (AMCs) in India

If you are looking to invest in mutual funds, you will often come across terms such as AMC, mutual fund company, asset management company, fund house and mutual fund AMC. These terms are closely related, but understanding what an AMC actually does can help investors make better-informed investment decisions.

Popular Mutual Fund AMCs

SBI Mutual Fund logo

SBI Mutual Fund

HDFC Mutual Fund logo

HDFC Mutual Fund

ICICI Prudential logo

ICICI Prudential

Axis Mutual Fund logo

Axis Mutual Fund

Nippon India logo

Nippon India

What is an AMC in a mutual fund?

AMC stands for Asset Management Company. In simple terms, an AMC is the organisation that manages the investments of a mutual fund. When investors invest in a mutual fund scheme, the money is pooled with investments from other investors. The AMC manages this pool according to the scheme's stated investment objective and strategy.

For example, an equity mutual fund may invest primarily in shares, while a debt mutual fund may invest in debt and money-market instruments.

Investor Money → Mutual Fund Scheme → AMC → Portfolio Management

What does an Asset Management Company do?

Manages investor money

The primary responsibility of an AMC is to manage money collected under different mutual fund schemes according to their investment objectives.

Makes investment decisions

Fund managers and their investment teams research companies, sectors, securities and market conditions before making portfolio decisions.

Manages different mutual fund schemes

One AMC can offer multiple types of mutual funds, including equity funds, debt funds, hybrid funds, index funds and other permitted categories.

Monitors portfolio risk

AMCs continuously monitor portfolios and assess factors such as market movements, credit risk, liquidity and portfolio concentration.

Provides investor information

Investors receive information about schemes, portfolios, performance, expenses and other relevant details through disclosures and periodic communications.

What is the difference between an AMC and a mutual fund?

The terms are often used interchangeably, but they are not exactly the same.

AMC

Asset Management Company

The organisation that manages the investments.

MF

Mutual Fund

The investment structure or schemes through which investors pool money and invest in securities.

Investor → Mutual Fund Scheme → AMC manages the portfolio

Therefore, choosing an AMC alone is not enough. Investors should also evaluate the specific mutual fund scheme they are considering.

Which are the top mutual fund companies in India?

India has a large and growing mutual fund industry with AMCs ranging from long-established fund houses to newer entrants.

SBI Mutual Fund logo
SBI Mutual Fund
HDFC Mutual Fund logo
HDFC Mutual Fund
ICICI Prudential Mutual Fund logo
ICICI Prudential Mutual Fund
Nippon India Mutual Fund logo
Nippon India Mutual Fund
Axis Mutual Fund logo
Axis Mutual Fund
Kotak Mahindra Mutual Fund logo
Kotak Mahindra Mutual Fund
Aditya Birla Sun Life Mutual Fund logo
Aditya Birla Sun Life Mutual Fund
UTI Mutual Fund logo
UTI Mutual Fund
DSP Mutual Fund logo
DSP Mutual Fund
Tata Mutual Fund logo
Tata Mutual Fund
Mirae Asset Mutual Fund logo
Mirae Asset Mutual Fund
Motilal Oswal Mutual Fund logo
Motilal Oswal Mutual Fund
Bandhan Mutual Fund logo
Bandhan Mutual Fund
Franklin Templeton Mutual Fund logo
Franklin Templeton Mutual Fund
Edelweiss Mutual Fund logo
Edelweiss Mutual Fund
Quant Mutual Fund logo
Quant Mutual Fund
Invesco Mutual Fund logo
Invesco Mutual Fund
Canara Robeco Mutual Fund logo
Canara Robeco Mutual Fund
PPFAS Mutual Fund logo
PPFAS Mutual Fund
HSBC Mutual Fund logo
HSBC Mutual Fund

Which is the largest AMC in India?

The answer to "Which is the largest AMC in India?" depends on the metric and the period being considered.

The most commonly used measure is Assets Under Management (AUM).

AUM = Assets Under Management

A better comparison can include total AUM, scheme-level performance, investment strategy, expense ratio, portfolio quality, fund manager experience, risk characteristics and consistency across market cycles.

How do I choose a mutual fund AMC?

Investors should generally avoid selecting a fund house only because it is one of the largest or most popular AMCs.

Instead, start with your financial goal, investment horizon and risk profile. Then evaluate the individual mutual fund scheme.

Which mutual fund scheme is suitable for my goal, risk profile and investment horizon?

Where can I find an AMC website?

Every mutual fund house generally provides an official website where investors can find information about its schemes, NAVs, portfolios, factsheets, financial disclosures, investor services and other relevant information.

When looking for an AMC website, investors should verify that they are visiting the official website of the respective fund house rather than relying on an unofficial website.

Are all mutual fund AMCs the same?

No. Different AMCs can have different investment philosophies, fund-management teams, product offerings, research capabilities and approaches to portfolio construction.

Even within the same AMC, two mutual fund schemes can have completely different objectives. This is why investors should evaluate the scheme first and the AMC as one part of the overall evaluation.

Evaluate the Scheme First → Then Consider the AMC

Call us

+91-7409030585

Write to us

info@kuberzo.com

WhatsApp us

+91-7977022583